Waqf Development
WAN Gold (previously known as Maruah Emas Sdn Bhd) was established on June 13, 2006 and began operations as a licensed pawnbroker (Ar-Rahnu transactions) at the Pusat Bandar Pasir Gudang, Johor.
Bagi tahun kewangan berakhir 31 Disember 2025, WANGold mencatatkan pendapatan sebanyak RM2.30 juta, meningkat 20% berbanding RM1.92 juta pada tahun 2024. Pertumbuhan ini didorong oleh peningkatan hasil daripada aktiviti Skim Ar-Rahnu yang terus menunjukkan perkembangan positif serta permintaan pelanggan yang berterusan.
WAN Gold mencatatkan keuntungan sebelum cukai berjumlah RM1.02 juta manakala keuntungan selepas cukai RM826 ribu. Penurunan berbanding tahun sebelumnya adalah selaras dengan peningkatan kos operasi dan perbelanjaan berkaitan usaha pengembangan perniagaan, termasuk persediaan pembukaan outlet baharu.
WAN Gold also provides an online buying and selling platform for gold that is open to individuals, companies, and agencies. An affiliate system is offered to Government agencies, business companies, and corporate entities.
WAN Gold donates 5% of the profits from the sales made by customers to Waqaf An-Nur and the benefits from this waqf are distributed in socio-economic & community welfare activities, specifically for the asnaf & B40.
Syarikat telah membuat penjenamaan semula dan akan menggunakan Ar-Rahnu FLASH sebagai jenama rasmi syarikat di semua cawangan yang dimiliki.
Ar-Rahnu FLASH Setia Tropika telah mula beroperasi pada bulan Mac 2026, manakala Ar-Rahnu Flash cawangan Indahpura Kulai telah mula operasi pada April 2026.
The Ar-Rahnu business is a long-term business that has the lowest investment risk because the microloans given to customers are collateralized. The Ar-Rahnu business also leans more towards Fardhu Kifayah by disregarding excessive business profits.
Waqaf An-Nur telah menjalinkan kerjasama dengan Koperasi Permodalan Kelantan Berhad (KoPKB) dengan membuka secara rasmi Ar-Rahn Tampoi pada 25 Januari 2022 dan Ar-Rahn Segamat pada 13 April 2025.
The Shariah-compliant Gold Trading Platform has been approved by the Waqaf An-Nur Shariah Expert Committee meeting at the end of 2022 and subsequently An-Nur Gold was launched in January 2023.
An-Nur Gold is a Shariah-compliant gold trading platform monitored by SALIHIN Shariah Advisory and the Shariah Expert Committee of Waqaf An-Nur.
This online platform is open to individuals, companies, and agencies. An affiliate system is offered to government agencies, companies and corporations.
The gold prices at An-Nur Gold are based on real-time prices accredited by the London Bullion Market Association (LBMA).
The storage cost at An-Nur Gold is calculated daily (1% per year) on the customer's gold account balance or RM0.50 equivalent in grams, whichever is higher.
Among the differences offered by An-Nur Gold compared to other digital gold available in the market are:
a. Offering the lowest spread rates in the market.
b. Registration is free and purchases as low as RM10.
c. Every purchase and sale of gold allows customers to also contribute to waqf.
d. Physical gold withdrawal from as low as 0.5 grams up to 100 grams.
e. Transactions for buying and selling gold are available 24 hours.
Kompleks Pusat Bandar Pasir Gudang, L3-30A, Jalan Bandar, Kawasan Perindustrian Pasir Gudang, 81700 Pasir Gudang, Johor
No. 6, Jalan Setia Tropika 1/3, Taman Setia Tropika, 81200 Johor Bahru, Johor
59, Jalan Kenanga 29/5, Bandar Indahpura, 81000 Kulai, Johor.
31, Jalan Aliff 4, Taman Damansara Aliff, 81200 Johor Bahru, Johor
65, Aras Bawah, Jalan PKY 3, Pusat Komersil Yayasan, 85000 Taman Yayasan, Segamat, Johor
